Cataract Procedure Options

Based on your evaluation and conversation with Dr. Nunnery, he will guide you in making a decision that will meet your vision expectations and lifestyle. You will need to consider the following:

Procedure Methodology

  • Traditional - Manual
  • Laser-Assisted

Intraocular Lens Implants (IOLs)

  • Monofocal
  • Advanced Lens to fit your vision needs (multifocal, extended depth of focus, or toric lenses)

If your vision has deteriorated to a point where it has started to affect your quality of life, you are probably looking for the very best options available. Upon being carefully evaluated and fully educated on your options, you will then be able to make decisions that will improve your lifestyle and meet your vision goals.

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Insurance coverage will be dependent upon the stage of your cataracts, impact on daily activities, and desired timeline to improve your vision. Once you have completed your evaluation with Dr. Nunnery, we will be able to provide you clear, simple pricing in writing. While Medicare and other private insurance companies typically cover the cost of traditional cataract surgery with a standard monofocal lens, this type of lens often requires patients to still need glasses after the procedure. Many patients are willing to pay some out-of-pocket expenses for the opportunity to reduce dependency on glasses and contacts, which can truly be life-changing!

How to Pay for Cataract Surgery and Advanced Lenses

At Providence Eye & Laser Specialists, we accept the following forms of payment for Cataract surgery, Advanced Lenses, and Laser Assisted procedures.

  • Cash
  • Personal Check
  • Credit Card (Visa, MasterCard, Discover)
  • Flex spending Accounts (FSA)
  • Health Savings Accounts (HSA)
  • Financing with Wells Fargo and Care Credit® with approved credit

Insurance and financing can be complicated, but we are here to help you simplify the process. The bottom line is that we want to educate you on all of your options when it comes to affording cataract surgery in Charlotte. Schedule your eye exam today

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Flex Spending Accounts (FSA) and Health Savings Accounts (HSA) for Advanced Lenses

Many companies offer their employees Flexible Spending Accounts (FSAs) or Health Savings Accounts (HSAs) that allow you to set aside pre-tax earnings to save for medical expenses not covered by insurance – such as advanced intraocular lenses and laser assisted cataract surgery. You could save up to 20-30% on your procedure with these plans, but we recommend you not enroll in your employee benefits until you:

  • Fully understand your enrollment deadlines
  • Have a cataract evaluation conducted by Dr. Nunnery, who will determine if cataract surgery and Advanced Lenses or a Laser Assisted procedure is right for you
  • Know the cost of the procedure, so you can allocate the proper amount into your FSA or HSA
  • Understand the time frame in which you must use your FSA or HSA account money (you don’t want to lose it!)